McKinsey describes AI as a double-edged sword: it offers banks the potential to cut operating costs, yet could also disrupt traditional profit pools as customers use AI tools to manage their finances more efficiently.
The post McKinsey Warns Banks Risk $170B Profit Decline From AI appeared first on TechRepublic.
Hakuna Matata les amis ! Pas de soucis, pas de stress, pas d’angoisse sur ce qui va arriver, on prend la vie comme elle vient sans inquiétude…
Pas vrai ?
Et bien, Hakuna Matata va se prendre un coup dans la gueule car des chercheurs européens ont créé Delphi-2M, une IA qui peut vous dire exactement quelles maladies vous allez développer dans les 20 prochaines années. C’est donc un modèle GPT modifié (oui, comme ChatGPT, mais en blouse blanche) qui analyse vos données médicales, votre âge, sexe, IMC et habitudes de vie pour prédire l’arrivée ou non de 1258 maladies différentes dans votre life.
Les chercheurs de l’EMBL, du Centre allemand de recherche sur le cancer et de l’Université de Copenhague sont derrière cette petite merveille et ils ont entraîné leur outil sur 400 000 participants de la UK Biobank et validé que ça fonctionnait bien sur 1,9 millions de Danois.
Et vous vous en doutez, Delphi-2M ne fait pas que prédire… Non non, cette IA génère littéralement des “trajectoires de santé synthétiques”. En gros, elle crée des versions virtuelles de vous qui vivent des vies parallèles avec différentes maladies, un peu comme un multivers médical personnel.
L’outil peut ainsi générer des millions de ces vies synthétiques, créant des données médicales qui n’ont jamais existé mais qui sont statistiquement cohérentes.
Le nom Delphi-2M n’est pas non plus anodin. C’est en clin d’oeil à l’oracle de Delphes dans la Grèce antique qui donnait des prophéties ambiguës qui se réalisaient toujours, peu importe l’interprétation. Et là, cette IA fait pareil puisqu’elle ne vous donne pas UN futur, mais une probabilité statistique basée sur des patterns.
Delphi-2M fonctionnerait particulièrement bien pour les maladies qui suivent des schémas prévisibles, comme certains cancers, par contre, elle ne capture que la première occurrence d’une maladie. Donc si vous avez un cancer, puis une rémission, puis une récidive, l’IA ne voit que le premier épisode.
Truc marrant (ou pas), l’IA a également été entrainée sur des données de personnes dont certaines sont mortes depuis le recrutement initial en 2006-2010. Elle ressuscite donc numériquement ces gens pour créer des vies plus longues que les vraies et ainsi, ces morts virtuels qui vivent plus longtemps que quand ils étaient vivants, servent à prédire l’avenir des vivants actuels. Si ça c’est pas de la science-fiction…
Après, à vous de voir si vous voulez savoir ou pas… D’un côté, savoir qu’on a 73% de chances de développer un cancer du poumon dans 15 ans pourrait pousser à arrêter de fumer mais de l’autre, vivre avec cette épée de Damoclès au-dessus de la tête pendant 15 ans, merci mais non merci.
Et comme Delphi-2M est capable de générer de travailler à partir de données synthétiques, les chercheurs l’ont aussi transformé en usine à épidémies virtuelles. Ils peuvent ainsi créer des scénarios de santé publique impossibles à tester dans la réalité du genre, “et si tout le monde fumait 3 paquets par jour pendant 10 ans ?” ou “que se passerait-il si on combinait obésité et alcoolisme sur 20 ans ?”. C’est un labo virtuel infini pour tester des tonnes d’hypothèses médicales sans tuer personne (enfin, sauf virtuellement).
Par contre, petite précision importante, les données UK Biobank surreprésentent les personnes blanches, âgées et en bonne santé. Les enfants et adolescents sont par exemple quasi absents. Du coup, si vous êtes jeune, non-blanc ou pas britannique, les prédictions de Delphi-2M seront beaucoup moins fiables…
Delphi-2M n’est de toute façon pas encore prête pour une utilisation clinique. C’est plus un outil de recherche qu’un Nostradamus médical mais j’imagine que dans quelques années, quand on ira chez le médecin, il lancera Delphi-jesaispascombien, et il vous sort : “Bon, vous allez avoir de l’arthrite en 2043, un AVC en 2051, et mourir d’un cancer du pancréas en 2063. Des questions ?”
Ça fait flipper non ?
Non, moi ce qui me fait vraiment flipper c’est quand les assurances santé mettront la main dessus. “Ah, Delphi dit que vous avez 82% de chances de développer du diabète ? Ça fera 500€ de plus par mois, merci” ou pire, votre employeur : “Désolé, on ne peut pas vous embaucher, l’IA dit que vous serez en arrêt maladie dans 3 ans”.
Bref, Delphi-2M c’est impressionnant techniquement, mais également un poil flippant… A-t-on vraiment envie de connaître notre avenir médical ?
Moi oui, mais ce n’est peut-être pas le cas de tout le monde.
Allez, Hakuna Matata les copains !
The modern tech user’s bag has become a graveyard of tangled cables, forgotten adapters, and bulky chargers that somehow multiply when you’re not looking. You’ve got the laptop charger, the phone charger, the USB-C cable that works with some devices but not others, and maybe a power bank thrown in for good measure. Every business trip or study session involves hunting through this electronic spaghetti to find the right combination of cables and adapters.
TORRAS apparently looked at this universal chaos and decided there had to be a better way to handle our charging needs without turning every bag into a cable management nightmare. Their Flexline 67W retractable charger and MiniMag power bank represent two different approaches to solving the portable power problem, each addressing specific pain points that anyone juggling multiple devices will immediately recognize and appreciate.
Designer: TORRAS
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The Flexline 67W takes a radically different approach by integrating everything you need into one compact device that’s smaller than most laptop chargers alone. The built-in retractable USB-C cable extends smoothly up to 1 meter with a stepless adjustment mechanism that feels genuinely satisfying to use. Unlike those cheap retractable cables that jam or snap after a few months, this system is engineered for over 10,000 pulls and tested to the point where it can literally suspend a suitcase.
What makes the retractable mechanism particularly clever is the magnetic Type-C head locking system that ensures precise alignment every time you connect or store the cable. The magnetic snap provides tactile feedback that confirms a secure connection, while the anti-jamming design means the cable retracts smoothly without getting stuck or requiring multiple attempts. This attention to mechanical detail transforms a simple charging action into something that feels engineered rather than just functional.
The dual USB-C charging capability addresses the reality that most people carry multiple devices that need power throughout the day. You can charge a laptop at up to 45W while simultaneously powering your phone at 20W through the additional USB-C port, with smart power allocation automatically adjusting output based on what’s connected. The second USB-C port accepts any standard cable, giving you flexibility for different devices or charging scenarios without limiting you to just the built-in retractable cable.
TORRAS has integrated serious thermal management technology that goes beyond what you’d expect from a portable charger. The Tora-Iceon intelligent thermal control system uses GaN III semiconductor technology, NTC dual chips, and AI temperature monitoring that checks thermal conditions 36,000 times per hour. This isn’t just about keeping the charger cool, but actively protecting your phone’s battery health by preventing the heat damage that fast charging can cause over time.
The engineering extends to practical durability features that matter for daily use. The foldable plug prevents scratches in your bag while keeping the overall footprint minimal, and the smooth, glossy exterior resists wear from constant handling. Universal voltage support means it works anywhere in the world, while compatibility with PD3.1, QC3.0, PPS, and Apple 2.4A protocols ensures fast charging for virtually any modern device you might own.
For business travelers and students, the Flexline 67W represents a genuine upgrade in both convenience and reliability. Instead of hunting through your bag for the right cable or adapter, everything you need is integrated into one device that’s actually smaller than most traditional laptop chargers. The retractable cable means you can pull out exactly the length you need for any situation, whether you’re working at a cramped airplane tray table or a spacious conference room.
The build quality reflects TORRAS’s commitment to longevity rather than planned obsolescence. With a two-year warranty and a claimed 10-year lifespan, the Flexline 67W is designed to outlast multiple device upgrade cycles. This approach reduces electronic waste while providing genuine value for users who are tired of replacing cheap chargers every few months when they inevitably break or stop working reliably.
The MiniMag power bank takes a different approach to portable power, prioritizing wireless convenience and ultra-slim portability over maximum capacity. At just 0.3 inches thick, it’s genuinely thinner than most smartphones and slides effortlessly into a pocket, wallet, or small bag without adding noticeable bulk to your everyday carry setup.
The aluminum alloy construction serves dual purposes, providing both heat dissipation for safe charging and a premium feel that matches high-end devices. The 5,000mAh capacity might seem modest compared to brick-sized power banks, but it’s perfectly sized for emergency phone charging or extending your device’s battery life during long days away from outlets without weighing you down. There’s also a 10,000mAh variant for those who want to pack an extra punch.
MagSafe compatibility makes the MiniMag particularly appealing for iPhone users who want truly cable-free charging. The magnetic alignment ensures a secure connection with compatible cases, while 7.5W wireless charging provides steady power without the heat buildup that can damage batteries. For faster charging or non-wireless devices, the 18W USB-C port handles wired charging efficiently, and you can charge two devices simultaneously.
The MiniMag’s real strength lies in its convenience for everyday scenarios. Whether you’re commuting, traveling, or just want backup power without the bulk, it provides reliable charging that doesn’t interfere with how you use your phone. Pass-through charging means you can charge both the power bank and your device simultaneously, while LED indicators keep you informed about remaining capacity without guesswork or surprise power outages.
Both products demonstrate how thoughtful engineering can transform mundane accessories into tools that genuinely improve daily life. The Flexline 67W and MiniMag represent a shift toward charging solutions that prioritize user experience, durability, and real-world convenience over just delivering power as cheaply as possible.
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The post Meet TORRAS Flexline 67W: The Retractable Charger That Tames Cable Chaos first appeared on Yanko Design.
We’ve all been there – stranded in a parking lot with a dead car battery, frantically calling for help while your phone battery dwindles to single digits. It’s a modern catch-22 that perfectly captures our dependence on technology. Your car needs electricity to start, your phone needs power to call for help, and you’re stuck in the middle with neither.
The GOOLOO GP4000 jump starter elegantly solves this dual-crisis scenario with a device that’s essentially two lifelines in one compact package. This multifunctional powerhouse doesn’t compromise on either function, delivering serious jump-starting capability alongside substantial power bank functionality. In a world where most multi-function gadgets typically excel at one feature while merely tolerating the other, the GP4000 stands out by refusing to make that trade-off.
Designer: GOOLOO
The specs here are genuinely impressive for what might become one of the essential emergency gadgets for modern drivers. Packing a mighty 4000A peak current, this device can breathe life into all gasoline engines and diesel engines up to a massive 10.0L displacement. That covers everything from your neighbor’s compact Civic to your uncle’s heavy-duty F-250. The portable power station operates in temperatures ranging from a frigid -4°F to a scorching 140°F, making it reliable in virtually any climate you might encounter. A single charge provides enough juice for approximately 60 jump starts, which, unless you’re operating an absolute rust-bucket, should last you quite some time. The rugged construction features reinforced corners that can withstand the inevitable drops and bumps that come with roadside emergencies. The built-in LED flashlight becomes even more essential, especially when you’re fumbling with jumper cables in the dark. Different modes support regular, strobe, or SOS blinking patterns, making this a practical must-have for every car owner.
On the power bank side, the 24,000mAh capacity rivals dedicated premium power banks on the market, making this one of the most versatile tech essentials for drivers who demand reliable backup power. The charging arsenal includes dual USB ports and a USB-C port, allowing you to simultaneously charge multiple devices. This capacity translates to roughly 10 full charges for an iPhone or 6 for a Samsung Galaxy device. The inclusion of fast-charging technology means your devices get back to full power quickly, which is particularly valuable during emergencies. The LED indication display provides clear information about remaining battery life, preventing any unwelcome surprises when you need power most. While many multifunctional devices skimp on secondary features, GOOLOO has implemented 10 different safety protections, including overcurrent, short circuit, and overcharge prevention for both the jump starter and charging functions.
What’s particularly interesting is how GOOLOO has managed to pack this innovative emergency tech into a form factor that remains genuinely portable. At 8.97 × 3.92 × 1.49 inches, it’s certainly larger than your pocket-sized power bank, but still compact enough to store in a glove compartment or trunk without sacrificing valuable space. The ergonomic handle design makes it easy to grip even with gloves on during winter emergencies. The bright orange accents serve both aesthetic and practical purposes, making the device easy to spot in a cluttered trunk or at night.
For tech enthusiasts and everyday drivers alike, the GP4000 represents a compelling convergence of emergency preparedness and daily utility that could easily earn a spot among the best-designed portable jump starters available today. The GP4000 eliminates the need to carry separate devices for different power emergencies, streamlining your emergency kit while actually improving functionality. It also saves you a crisis call to AAA. The power bank ships along with detachable jumper cables, as well as a nifty hard-shell carrying case.
The post This multi-functional 24,000mAh Power Bank can also jump-start your Car first appeared on Yanko Design.
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